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NCOSS advocates for a fair and equitable housing system where low income families and individuals have access to safe, secure and affordable housing. As an organisation representing the interests of people experiencing poverty in NSW, NCOSS is particularly focused in this submission on improving access to safe and affordable housing to vulnerable families and individuals. We therefore welcome the aim of the Review to ensure the housing assistance is affordable and easy to understand for clients, and allocations of assistance are needs-based, efficient and equitable.